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GET CONNECTED TRAINING
Know-how you need to succeed
Quick Cash
The U.S. Small Business Administration (SBA)
could have just the cash you need in its
CAPLines program. CAPLines is the umbrella
program that helps small businesses meet
short-term and cyclical working-capital needs.
The program features five types of loans:
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Seasonal:
Provides advances against anticipated
inventory and accounts receivable during peak
seasons.
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Contract line:
Finances direct labor and material cost
for assignable contracts.
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Builders line:
If you’re in the construction industry,
this can finance direct labor and material
costs.
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Standard
asset-based line: For businesses unable to
meet credit standards associated with
long-term credit.
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Small
asset-based line: This is an asset-based
revolving line of credit of up to $200,000. It
operates like a standard asset-based line
except that some of the stricter servicing
requirements are waived, providing the
business can consistently show repayment
ability from cash flow for the full amount.
For more information on the SBA CAPLine
program, visit
www.sba.gov/financing/frcaplines.html
E-Commerce Know-How
Before you turn over your company’s Web
design and hosting to a service provider,
there are more than a few questions you need
to get answered. Here are some basic questions
that should be at the top of your list:
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Does the company deliver toll-free, 24-hour
tech support?
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Is there a limit on the size of your site?
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How often can you make changes to your site?
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Can you take your domain name with you if you
change providers?
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Will banner ads appear on your site, and will
you have control of those ads?
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Will the provider register your site with
multiple search engines?
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